
Market-Linked Returns
NPS investments are allocated across equity, corporate debt, and government securities, offering growth potential over time.

Choice of Asset Allocation
Investors can choose how their contributions are distributed across asset classes based on age, risk appetite, and retirement goals.

Low-Cost Investment Structure
NPS has one of the lowest expense ratios among retirement products, helping maximize long-term returns.

Annuity at Retirement
A portion of the accumulated corpus is used to purchase an annuity, ensuring regular income after retirement.
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