
Secured Against Residential or Commercial Property
The loan is offered by mortgaging owned property, which reduces lender risk and results in better interest rates for borrowers.

Higher Loan Amount Eligibility
Since the loan is backed by property, borrowers can access significantly higher loan amounts compared to personal loans.

Lower Interest Rates
Interest rates are generally lower than unsecured loans, making LAP cost-effective for long-term financial needs.

Retained Property Usage
Borrowers continue to use the property while repaying the loan, ensuring no disruption to living or business activities.
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